Why choose
Montreat College?
At Montreat College, we value Christian education. That’s why we are committed to working with every student to create a personalized financial aid package that rewards your talent and hard work.
- 25% lower tuition than the national average for private colleges and universities.
- 99% of students receive financial aid, placing a quality education within your reach.
- #1 Lowest student debt among private colleges in North Carolina.
- Stackable scholarships to maximize your financial aid package.
“The value of a liberal arts education intentionally focused on Christ really stood out. God really opened a lot of doors through scholarship opportunities, which I’m incredibly grateful for. I wouldn’t want to be anywhere else.” – Julianna D. ’25, Environmental Science
2025-26 Tuition, Room & Board Costs
Tuition: $34,917*
Room $5,129
Board: $6,755
Tax on Board (7%) $473
General Student Fee: $2,640
Total: $49,872
99% of all Montreat College students receive financial aid.
*Under the DOD MOU, the military tuition rates are $1,130 per credit for full-time and $897 for part-time students. These rates are calculated based on your program’s credit requirements, not block tuition. For questions, contact financialservices@montreat.edu.
Scholarships
Merit Scholarships
Athletic Scholarships
Need-based Aid
FAFSA
The FAFSA: Your First Step to Financial Aid
Montreat College Federal ID is #002958
The Free Application for Federal Student Aid (FAFSA) is the most important step in applying for federal grants, work-study opportunities, and loans. Completing the FAFSA ensures you’re considered for federal, state, and institutional aid.
- Eligibility: Most families qualify for some form of federal aid.
- Grants: Students with exceptional financial need may qualify for federal grants and subsidized loans.
- Student Aid Index (SAI): This calculation helps determine your eligibility for various aid programs.
Forms
2024-25 Verification Forms
2023-24 Verification Forms
Other Forms
Policies
At Montreat College, our team is here to guide you through every step of the financial aid process. In alignment with Montreat’s Code of Conduct and the National Association of Student Financial Aid Administrators (NASFAA), our team follows the highest ethical code of conduct.
As an important reminder, you should apply for aid when you apply for admission. Many scholarships are awarded on a first-come, first-serve basis!
Step 1: File Your FAFSA
Within two weeks of submitting your FAFSA, you’ll receive your Student Aid Report (SAR)—a summary of your information, including your Expected Family Contribution (EFC). This number helps us determine how much federal, state, and institutional aid you’re eligible to receive. Montreat College automatically receives your SAR and begins reviewing it right away to build your custom financial aid package.
Step 2: Receive Your Award Letter
Once your FAFSA is processed and you’ve been accepted to Montreat, we’ll send your award letter via email that includes a detailed breakdown of the aid for which you qualify. From there, you’ll simply log in to the financial aid portal through a link provided in your letter to accept or decline your awards.
Pro Tip: Your financial aid is applied directly to your tuition and fees. If there’s extra aid left over, you’ll receive that money as a refund.
Step 3: Maintain Your Eligibility
- Attendance. Missing too many classes without proper documentation may affect your eligibility.
- Academic progress. You’ll need to meet Satisfactory Academic Progress (SAP) each semester. The requirements of the institution are set forth in the College Catalog. If you withdraw before completing 60% of the term, your aid may be recalculated and a portion may need to be returned. Before withdrawing, speak with our Financial Aid Office to understand how it could affect your account.
- Conduct. Any offense involving the possession or sale of illegal drugs during enrollment will result in ineligibility. View our Drug Law Violation Policy.
Questions?
We’re here to help every step of the way.
Email: finaid@montreat.edu
Phone: 828.669.8012 x3712
Office: Gaither Hall, Montreat, NC
Student Financial Services Staff
Meet Montreat College’s Student Financial Services staff. Reach them at financialservices@montreat.edu, 800-545-4656 or schedule a virtual appointment.
