Why choose
Montreat College?
At Montreat College, you’ll receive a Christ-centered education designed to equip you both personally and professionally. Our flexible online programs allow you to pursue your calling without putting your life on hold. Plus, with tuition starting at just $430 per credit hour for undergraduate programs in the 2024-25 academic year, it’s an investment you can afford.
2025-26 Tuition
Undergraduate Programs (Associate & Bachelor)
$445 per credit hour
Student Fees
• $250 per semester
• Graduation: $100
Graduate Programs
$630 per credit hour
Student Fees
• $250 per semester
• Graduation: $100
*Under the DOD MOU, the military tuition rates are $1,130 per credit for full-time and $897 for part-time students. These rates are calculated based on your program’s credit requirements, not block tuition. For questions, contact financialservices@montreat.edu.
FAFSA
The FAFSA: Your First Step to Financial Aid
Montreat College Federal ID is #002948
The Free Application for Federal Student Aid (FAFSA) is the most important step in applying for federal grants, work-study opportunities, and loans. Completing the FAFSA ensures you’re considered for federal, state, and institutional aid.
- Eligibility: Most families qualify for some form of federal aid.
- Grants: Students with exceptional financial need may qualify for federal grants and subsidized loans.
- Student Aid Index (SAI): This calculation helps determine your eligibility for various aid programs.
Loans
Federal Direct Loans are low-interest loans with subsidized and unsubsidized options, available by completing the FAFSA and MPN, with repayment starting six months after dropping below half-time enrollment.
Federal Perkins Loans are low-interest, need-based loans. Repayment begins nine months after you leave school or drop below half-time.
Private Loans are credit-based loans from private lenders that help cover remaining costs and require a new application each time you borrow.
Scholarships
The North Carolina Need-Based Scholarship (NCNBS) is available to eligible North Carolina residents and is determined by FAFSA submission.
Graduates of Montreat College who earned a 3.0 GPA or higher are eligible for a $1,000 Alumni Scholarship toward a graduate degree. The award is split across the first two terms.
Explore thousands of additional scholarship opportunities through these trusted databases:
Grants
The Federal Pell Grant provides up to $5,920 in need-based aid for eligible students who complete the FAFSA.
The Federal Supplemental Educational Opportunity Grant (FSEOG) is awarded to students with exceptional financial need who also qualify for a Pell Grant.
VA Benefits
We proudly support veterans and military-connected students. Montreat College accepts VA benefits including Chapters 30, 33, 35, and more. For personalized assistance, contact our VA School Certifying Official at va@montreat.edu or contact the U.S. Department of Veterans Affairs at 888.442.4551 or visit their website at benefits.va.gov/gibill.
Note: Institutional aid may be adjusted based on outside VA resources.
Corporate Advantage Program
Montreat partners with select North Carolina corporations and companies to offer a 10% tuition discount to their employees. (Here is our current partner list.) Ask your HR department if your company is a partner or contact us directly to learn more.
Policies
At Montreat College, our team is here to guide you through every step of the financial aid process. In alignment with Montreat’s Code of Conduct and the National Association of Student Financial Aid Administrators (NASFAA), our team follows the highest ethical code of conduct.
As an important reminder, you should apply for aid when you apply for admission. Many scholarships are awarded on a first-come, first-serve basis!
Step 1: File Your FAFSA
Within two weeks of submitting your FAFSA, you’ll receive your Student Aid Report (SAR)—a summary of your information, including your Expected Family Contribution (EFC). This number helps us determine how much federal, state, and institutional aid you’re eligible to receive. Montreat College automatically receives your SAR and begins reviewing it right away to build your custom financial aid package.
Step 2: Receive Your Award Letter
Once your FAFSA is processed and you’ve been accepted to Montreat, we’ll send your award letter via email that includes a detailed breakdown of the aid for which you qualify. From there, you’ll simply log in to the financial aid portal through a link provided in your letter to accept or decline your awards.
Pro Tip: Your financial aid is applied directly to your tuition and fees. If there’s extra aid left over, you’ll receive that money as a refund.
Step 3: Maintain Your Eligibility
- Attendance. Missing too many classes without proper documentation may affect your eligibility.
- Academic progress. You’ll need to meet Satisfactory Academic Progress (SAP) each semester. The requirements of the institution are set forth in the College Catalog. If you withdraw before completing 60% of the term, your aid may be recalculated and a portion may need to be returned. Before withdrawing, speak with our Financial Aid Office to understand how it could affect your account.
- Conduct. Any offense involving the possession or sale of illegal drugs during enrollment will result in ineligibility. View our Drug Law Violation Policy.
Questions?
We’re here to help every step of the way.
Email: financialservices@montreat.edu
Phone: 828.669.8012 x3712
Office: Gaither Hall, Montreat, NC
Admissions Requirements
Applicants must submit the following for admissions consideration:
- Montreat College Application for Admission
- Official, final transcripts of all college courses taken*
- Overall grade point average (GPA) of 2.0 on a 4.0 scale or higher in all previous college work attempted.
- Official, final high school transcript or its equivalent (if transferring less than 12 semester credits of college credit)*
- American Council on Education (ACE) verification demonstrating any eligible CLEP and DSST examinations, and non-collegiate military training.
*All final transcripts must include graduation information
Start Dates
Fall and Spring Semesters. Fall starts in August and Spring starts in January. However, in order for a cohort to start, a set number of students have to be enrolled. If this set amount of enrolled students is not achieved, the cohort will not start.
Please see the admissions page for specific enrollment and start dates.
Forms
2024-25 Verification Forms
2023-24 Verification Forms
Other Forms
Student Financial Services Staff
Meet Montreat College’s Student Financial Services staff. Reach them at financialservices@montreat.edu, 800-545-4656 or schedule a virtual appointment.
